Why Choose an earnify™fleet Fuel Card over Credit Cards or Cash?

A fleet card with purchase controls fueling responsible spending

A happy fleet driver stands in front of his semi-truck.

Choosing how to pay for fuel and vehicle expenses can significantly impact your bottom line. While many businesses default to credit cards or rely on cash reimbursements, these outdated methods leave a lot of value on the table. The earnifyfleet card isn’t just another way to pay at the pump — it’s a strategic tool designed to save your business money, reward your drivers and streamline your fleet operations with data-driven insight and unmatched control.

Unlike credit cards or cash, the earnifyfleet card comes with the earnify rewards program.

Rewards that Encourage Smart Fueling Decisions

Unlike credit cards or cash, the earnifyfleet card offers a loyalty program that benefits both the driver and the business. Every time a driver fills up at an in-network location —bp, Amoco, Thorntons, TA, Petro Stopping Centers or TA Express — they earn loyalty points through the earnify app. These points can be redeemed for personal savings on fuel, snacks or convenience store purchases, turning routine fill-ups into something drivers look forward to.

This rewards program benefits not only the driver. Every time an earnify member fuels with the fleet card in the earnifyfleet network, the business gets an additional 5¢ off per gallon. Plus, it encourages fueling at stations where your business saves with standard fuel rebates. The more you fuel in the earnifyfleet network, the more you save. It’s a win-win: your drivers gain meaningful perks, and your fleet expenses shrink. Cash and credit cards simply can’t compete with a program designed to motivate behavior that reduces your fuel costs.

Volume-based Fuel Savings that Boost your Bottom Line

Fuel rebates aren’t just nice to have — they’re essential in industries where fuel is one of the largest recurring costs. With earnifyfleet, your business can save with volume-based rebates when drivers fuel at in-network locations. That means the more your team drives, the more your business saves. Rebates appear as credits on your invoice, automatically reducing your monthly fuel bill.

Credit cards offer points or airline miles, but those don’t directly offset fuel expenses. Cash offers no rebate at all, while earnifyfleet turns fuel purchasing into a value-generating decision for your business — every gallon counts toward real savings.

Customizable Controls that Keep Spending in Check

Cash and credit cards provide little to no visibility into where, when and how your team spends on fuel and vehicle-related purchases. The fleet fuel card from earnifyfleet gives you control and clarity at scale. Through an online dashboard or mobile app, you can set custom spending limits by card, driver, time of day or merchant type.

Want to restrict spending to fuel only? Done. Need to allow purchases for tolls, maintenance, or parking, but not convenience store items? No problem. You can also enforce fueling policies directly at the pump, with transactions automatically declined if they fall outside your parameters.

Real-time Alerts and Tracking for Total Oversight

Fleet managers get instant notifications of unauthorized purchases, low balances or spending anomalies. That means problems can be caught and addressed before they become expensive mistakes. Detailed reports break down transactions by vehicle, driver, location, and category, giving you complete visibility into your fleet’s fueling behavior and vehicle-related expenses.

This level of monitoring and control is impossible with cash while traditional credit cards often aggregate transactions into vague line items. With earnifyfleet, every purchase and every decision is backed by data.

Fuel Anywhere — Save In-network

The earnifyfleet card is accepted at 95% of gas stations nationwide, giving your drivers the flexibility they need when on the road. But the real advantage comes from fueling within the earnifyfleet network. With over 8,000 in-network stations* across the U.S., your drivers are never far from savings.

This combination of wide acceptance and strategic incentives ensures operational flexibility without sacrificing cost efficiency.

Digital Tools that Make Fleet Management Simpler

Forget paper receipts and reconciliation headaches. With a centralized digital dashboard, earnifyfleet delivers. You can access detailed reports, download invoices, track spending patterns and manage employee cards instantly. This streamlines administration and reduces time spent on back-office tasks.

Features that Enhance Fleet Management Include:

A Secure Payment Platform Built for Business Fleets

Cash is vulnerable to theft and misuse. Credit cards can be lost, stolen, or shared without oversight. The security features offered by earnifyfleet ensure that every gallon of fuel, car wash, toll payment and repair is logged and authorized.

Every earnifyfleet card is equipped with chip-enabled protection, driver PINs and fraud controls designed specifically for fleet operations

For fleet managers and business owners looking to optimize fuel expenses, improve reporting, and motivate drivers, the earnifyfleet card offers unmatched advantages over credit cards or cash.

The Rewards Program that Powers a Motivated Workforce

Rewarding drivers for smart fueling choices turns compliance into motivation. With earnify, your drivers get a tangible benefit for following company fueling guidelines. They can see their loyalty points accumulate and redeem them for items they value personally — making them more likely to choose in-network stations and support company cost-saving goals.

From the fleet manager’s perspective, this reduces the burden of enforcing fuel policies. The program itself does the heavy lifting by aligning driver interests with company strategy. Plus the business receives 5¢ off per gallon when their driver is a rewards member and fuels with the fleet card.

Simplified Expense Management with One Card

A fleet manager reviews data on a fleet card platform from his tablet while on a job.

Managing multiple credit cards, cash reimbursements or receipts creates administrative complexity and increases risk. With earnifyfleet, you get:

Customer Support that Understands Fleet Operations

When issues arise, fleet managers need fast, reliable support — earnifyfleet offers 24/7 expert customer service tailored to the needs of fleet-driven businesses. Whether it’s helping set up account controls, or walking through purchase control features, the support team understands what matters to fleet managers and drivers alike.

Designed for Fleets

At its core, earnifyfleet is a purpose-built tool for managing fuel and fleet-related expenses. It’s built for trucking companies, construction crews, service fleets, delivery teams, and small businesses that need total control and transparency over how fuel dollars are spent.

This specialization means earnifyfleet has features that credit cards and cash can’t offer — savings based on volume, controls by category and a rewards program promoting operational efficiency.

The Right Card for the Road Ahead

For fleet managers and business owners looking to optimize fuel expenses, improve reporting, and motivate drivers, the earnifyfleet card offers unmatched advantages over credit cards or cash. Its controls eliminate wasteful spending. Its rebates return real money to your bottom line.

More than a payment method, it’s a smarter way to fuel your business, support your team, and take control of your operations.

Ready to trade in paper receipts and vague credit card statements for powerful data, rewards, and serious savings? It’s time to make the switch to earnifyfleet.

* In-network locations: bp, Amoco, Thorntons, Travel Centers of America, Petro Stopping Centers, TA Express.

Save 15¢ per gallon for 6 months and save up to 7¢ per gallon after1

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