
Managing a large fleet can be a balancing act — one that involves maintaining fleet vehicles, staying ahead of fluctuating fuel costs, finding ways to reduce the risk of fraud and maximizing operational efficiency. These challenges are magnified by the scale and complexity of a large operation. Every additional driver and vehicle creates more variables to consider. This is where traditional credit cards and some fleet card solutions fall short. However, the earnify™fleet card answers the call. A next-generation fleet card, earnify™fleet delivers unified control, security and data-driven optimization across a broad, multi-brand fueling network.
For large fleets, the right data can help identify inefficiencies, forecast fuel consumption and refine performance targets. The earnify™fleet card platform turns data into a strategic asset.
Using fuel cards to tackle fluctuating fuel costs
Rising and unpredictable fuel prices are a critical concern for large fleets. With thousands of gallons in monthly consumption, even minor fluctuations impact bottom lines dramatically. The earnify™fleet card addresses this challenge directly through:
- Volume-based fuel rebates: The earnify™fleet fuel card provides businesses with fuel rebates of up to 7¢ per gallon1 when fueling at in-network stations.
- The earnify™fleet network includes bp, Amoco, TA, Petro and TA Express gas stations making up over 8,000 locations.2
- Extensive network access: earnify™fleet cards are accepted at 95% of U.S. gas.
- Fleet-specific purchase controls: Business owners and fleet managers can restrict purchases to fuel-only or include tolls, car washes and vehicle-related services, ensuring every dollar supports fleet operations.
These tools turn the unpredictability of fuel expenses into a manageable cost center. The more you fuel, the more you save — no matter how large your fleet grows.
Fraud and security risks: A fleet fuel card with advanced protection
Large fleets face a higher probability of fraud. More drivers and vehicles mean more chances for cards to be lost or stolen, not to mention more chances for unauthorized spending or card misuse. The earnify™fleet card offers several security measures:
- Customizable spending controls: earnify™fleet cards are equipped with customizable purchase limits allowing managers to set parameters for transactions. These limits include location, amount and time to prevent unauthorized use. These limits make enforcing a fuel spending policy easy.
- Real-time alerts & driver IDs: With real-time alerts, unusual activity is instantly flagged, and driver-specific PINs help with driver-level accountability.
- Chip technology for extra security: earnify™fleet includes the spending power of Mastercard for vehicle-related items, all with the same level of security.
- Online & mobile account management: With mobile app access, business owners have 24/7 visibility and control over card usage across their entire operation. View activity, cancel compromised cards or order new ones from anywhere you have access to the internet.
These features give fleet managers a proactive way to address the potential for fraud, giving them the tools necessary to monitor, manage and act — from any device at any time.
Operational efficiency: A fleet card program that drives performance
Large fleet operations demand seamless coordination and automation to function efficiently. Disparate systems and manual processes slow down productivity and increase the risk of errors. earnify™fleet eliminates this fragmentation with a platform designed to drive fleet performance.
- One card, one credit line, one invoice: Simplified accounting and reduced administrative workload across multiple purchasing categories.
- Real-time online dashboard: Enables fleet-wide oversight and decision-making with just a few clicks.
- Mobile app: Manage cards, view reports and process payments — from the field or the office.
- Level III data: Offers enhanced reporting with real-time data, including line-item transaction details for improved analysis and budget control.
Together, these tools ensure operational consistency and allow fleets to scale efficiently while maintaining centralized control over all vehicle-related expenses.
Disparate systems and manual processes slow down productivity and increase the risk of errors. earnify™fleet eliminates this fragmentation with a platform designed to drive fleet performance.
Real-time data and analytics: A business gas card empowering better decisions
Data is more than numbers — data is insight. For large fleets, the right data can help identify inefficiencies, forecast fuel consumption and refine performance targets. The earnify™fleet card platform turns data into a strategic asset:
- Advanced reporting tools: Access custom and automated reports illuminating fleet behavior and spending trends.
- Fuel consumption analytics: Identify wasteful habits and reward efficient drivers through usage data and patterns.
- Fleet management integration: Merge GPS, fuel spend and vehicle data into one system for a holistic view of operations.
With earnify™fleet, data becomes a tool for optimization — not a burden of collection.
The outcome: what large fleets can expect from the earnify™fleet card

When fleets adopt the earnify™fleet card, they’re not just upgrading a payment method — they’re supercharging their operational backbone. Here’s what large fleet operators can expect:
- Decreased fuel costs: Through on-going rebates and optimized purchasing behavior.
- Enhanced fraud protection: With multi-layer security and customized alerts that catch risks before they escalate.
- Improved operational efficiency: Thanks to centralized reporting, one-card simplicity and automated expense tracking for reduced admin time.
- Driver compliance and satisfaction: Supported by PIN verification and a rewards program giving the freedom to use points for things important to them, the earnify™fleet program promotes accountability and in-network fueling.
One card. Zero hassle. Maximum impact.
For large fleet operations, success means more than just moving vehicles. It’s about making smart decisions, controlling costs and empowering teams. The earnify™fleet card delivers all of this — and more — with a single, scalable solution that adapts to the demands of complex logistics.
Whether operating coast to coast or managing regional logistics, earnify™fleet is the fleet fuel card built for businesses that don’t settle for average. From purchase controls to fuel data analytics and security to Mastercard acceptance, this is a fuel management system designed for fleet performance at scale.
Ready to streamline your fleet’s fuel operations? Learn more or apply now to see how the earnify™fleet card can move your business forward.